Evaluating Efficacy: From Commercialization Forward, Understanding Microfinance Institutions in Evolving Central American Markets

Persistent Link:
http://hdl.handle.net/10150/146216
Title:
Evaluating Efficacy: From Commercialization Forward, Understanding Microfinance Institutions in Evolving Central American Markets
Author:
DeSantis, Danielle Christine
Issue Date:
May-2010
Publisher:
The University of Arizona.
Rights:
Copyright © is held by the author. Digital access to this material is made possible by the University Libraries, University of Arizona. Further transmission, reproduction or presentation (such as public display or performance) of protected items is prohibited except with permission of the author.
Abstract:
Given the increasing commercialization of the Latin American, and specifically. Central American microfinance sector, this paper seeks to analyze the efficacy of various types of microfinance institutions in order to identify which organizations investors can expect to have the most impact on poverty alleviation in the coming decade. In the process of measuring efficacy, it became clear that microfinance organizations must balance two contradicting goals: depth of outreach and sustainability- which must be measured using household impact assessments and portfolio assessments, respectively. Thi s paper examines two influential MFIs, a bank and an NGO in two Central American countries. in order to determine which organization is most efficient, and thereby. worthy of investment. These profiles demonstrate that banks and NGOs serve separate niches within the microfinance sector, offering different services and servicing different loan sizes, and, therefore, should be able to coexist within the Central American microfinance sector. Looking forward. there will be successful and not successful MFls of both types-NGOs and commercial banks. A successful institution will balance these two goals of outreach and sustainability, and to that end, will be willing to continually innovate and reassess their practices-and particularly, will incorporate lessons learned from the experience of their competitors.
Type:
text; Electronic Thesis
Degree Name:
B.A.
Degree Level:
bachelors
Degree Program:
Honors College; Interdisciplinary International Studies
Degree Grantor:
University of Arizona

Full metadata record

DC FieldValue Language
dc.language.isoenen_US
dc.titleEvaluating Efficacy: From Commercialization Forward, Understanding Microfinance Institutions in Evolving Central American Marketsen_US
dc.creatorDeSantis, Danielle Christineen_US
dc.contributor.authorDeSantis, Danielle Christineen_US
dc.date.issued2010-05-
dc.publisherThe University of Arizona.en_US
dc.rightsCopyright © is held by the author. Digital access to this material is made possible by the University Libraries, University of Arizona. Further transmission, reproduction or presentation (such as public display or performance) of protected items is prohibited except with permission of the author.en_US
dc.description.abstractGiven the increasing commercialization of the Latin American, and specifically. Central American microfinance sector, this paper seeks to analyze the efficacy of various types of microfinance institutions in order to identify which organizations investors can expect to have the most impact on poverty alleviation in the coming decade. In the process of measuring efficacy, it became clear that microfinance organizations must balance two contradicting goals: depth of outreach and sustainability- which must be measured using household impact assessments and portfolio assessments, respectively. Thi s paper examines two influential MFIs, a bank and an NGO in two Central American countries. in order to determine which organization is most efficient, and thereby. worthy of investment. These profiles demonstrate that banks and NGOs serve separate niches within the microfinance sector, offering different services and servicing different loan sizes, and, therefore, should be able to coexist within the Central American microfinance sector. Looking forward. there will be successful and not successful MFls of both types-NGOs and commercial banks. A successful institution will balance these two goals of outreach and sustainability, and to that end, will be willing to continually innovate and reassess their practices-and particularly, will incorporate lessons learned from the experience of their competitors.en_US
dc.typetexten_US
dc.typeElectronic Thesisen_US
thesis.degree.nameB.A.en_US
thesis.degree.levelbachelorsen_US
thesis.degree.disciplineHonors Collegeen_US
thesis.degree.disciplineInterdisciplinary International Studiesen_US
thesis.degree.grantorUniversity of Arizonaen_US
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